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| Unique Visitors: 59 |
| Total Unique Visitors: 178400 |
| Visitors Out: 821 |
| Total Visitors Out: 821 |
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| Thinking About Your Credit Card Debt For 2008 |
| 2007-12-28 17:18:26 |
If you happen to be in debt then the likelihood is that you consider credit card to be a dirty word! Credit cards account for the majority of debt in this country at the moment, but did you know they can also help to get you out of debt?
The latest credit card trend is towards [...]...
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| Carnival of Credit Report Stories |
| 2007-11-05 05:15:27 |
Here’s 12 excellent articles, combined in our Carnival of Credit Report Stories. Have fun reading!
Karen Halls presents Bankruptcy Vs Bankruptcy Alternatives posted at
A Bankruptcy Lawyer’s Blog, saying, “When you’re beginning to find it difficult to pay off your debts you might consider filing for bankruptcy as your ultimate debt solution. But have [...]...
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| What is a 1099 Form? |
| 2007-11-01 23:01:01 |
A 1099 form is used to disclose any income other than wages, salaries, and tips. It is used by independent contractors, otherwise knows as ‘freelancers’ as a report for their ‘per-job’ income. The Internal Revenue Service has more than a dozen of 1099 form variations, covering earning such as contributions, dividends, cancellation of debt (yes, [...]...
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| How to Save Money on Food |
| 2007-11-01 21:37:57 |
Rent / Mortgage, Vehicle and Food are usually the biggest expenses that we have to deal with every month. And while you can live without a car, food you definitely can’t live without. And since starving is also not an option, let’s see how you can reduce your grocery bill by becoming a smart shopper.
Coupons [...]...
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| Are We Working Too Much? |
| 2007-10-27 23:01:45 |
‘Overtime r us’ is about to become every American family’s slogan soon. Everybody does overtime – my neighbor, my colleagues, my friends. The 40-hour workweek is something that seems long gone, lost in the past. The trend is that overtime is on the rise – employees worked 10% more hours in 2005 than in 2004 [...]...
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| [WiseBread] When NOT to put money in your 401(k) |
| 2007-10-27 14:15:35 |
Definitely take a look at what Philip Brewer @ WiseBread has to say about 401(k)!
Here’s an excerpt:
‘The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people’s savings plan. Putting in enough to get the maximum corporate match is almost always the right choice–a good corporate match is [...]...
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| Why ‘Get Rich Quickly by Working From Home’ Systems are a Scam |
| 2007-10-27 13:55:31 |
Each one of us spends an average of 14 hrs per week on the Internet according to a recent research, done by the University of Texas at Austin. And besides the “Buy Viagra” spam, we also are often bombarded by many ‘Get Rich Quickly by Working from Home’ emails.
You will typically recognize them right away [...]...
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| Carnival of Credit Report Stories November5th |
| 2007-10-25 12:12:06 |
USAinDebt is hosting the next edition of Carnival of Credit Report Stories - November 5th!
Submit your blog article to the next edition of credit report stories using our carnival submission form.
Thanks!
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| Seek the Energy Star and Save Money on Your Bills |
| 2007-10-24 08:54:26 |
We use more and more energy as days go by. One hundred years ago there were no computers, videogames or DVDs and VCRs to plug-in, no cell phones, PDAs or laptops to charge. The new electronic devices & appliances era has brought up the consumer’s energy consumption to unseen levels. And the higher the demand, [...]...
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| What is a 501(c)3? |
| 2007-10-23 10:57:06 |
You have probably heard the 501(c)3 expression already, and you were wondering what it is. Well, simply put, the 501(c) is a condition of the United States Internal Revenue Code, which allows incorporation of charitable, or otherwise called non-profit associations such as Labor Unions, Credit Unions, Mutual Insurance companies and Veterans’ organizations. Those companies are [...]...
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| Bankruptcy Chapter 7 and Chapter 13 |
| 2007-10-22 07:02:18 |
You basically have two options when filing: you can either file for Chapter 7 or Chapter 13, depending on your situation. The main difference between the two is that Chapter 7 involves liquidation of property as opposed to Chapter 13, which works more like a repayment plan.
Chapter 7 Bankruptcy, also know as a “straight bankruptcy” [...]...
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| How to Deal With Collection Agencies |
| 2007-10-19 06:01:36 |
Collection agencies can be a real pain in the neck. Their representatives are annoying, rude and they won’t leave you alone until you pay them. Besides that, a collection agency is capable of ruining your credit profile for up to 7 years and that can really hurt you in many ways. So if you have [...]...
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| How Much Bad Credit Really Costs You |
| 2007-10-17 22:26:51 |
We all have heard how important the credit score is how good credit history is going to save you money and how a higher credit score will make our life easier. However there are still people out there how don’t really understand how important is to take care of their financial profile and keep it in [...]...
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| Dubai Inc - The Ninth Wonder of the World? |
| 2007-10-15 17:48:20 |
UAE and specifically Dubai was the topic of an attention-grabbing episode of 60 Minutes on CBS yesterday. Steve Kroft was reporting the story, produced by Ira Rosen.
For the past 20 years Dubai has steadily grown as the most ambitious sheikhdom in the Middle East. Construction never stops in the fastest rising mega polis, ruled by [...]...
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| Blog Carnival of Twentysomething Finances! |
| 2007-10-15 06:01:09 |
Here we have 40(!) great articles on everything Finance. Welcome to the Blog Carnival of Twentysomething Finances! Thanks to everybody who participated!
Steve Faber presents - How to Avoid Foreclosure posted at DebtBlog.
ChristianPF presents How to budget with ING direct posted at Money in the Bible | Christian Personal Finance Blog, saying, “ING Direct is my [...]...
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| How to Raise Cash Quickly if You Have a Low Credit Score |
| 2007-10-13 14:21:19 |
Individuals often fall into situations when they need cash fast but have no way of getting it. Credit is not an option, since your score numbers are really low. So here are a couple of alternative ways to raise some cash quickly.
Seek help from family and friends. This is the first thing on your To-do list. [...]...
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| The Citibank Supervisor That Made My Day |
| 2007-10-12 17:23:22 |
I was just complaining about Citibank’s bad customer service a couple of days ago. Yesterday I have noticed that they have bumped up my interest on one of my cards to 32.32%! I called to see what happened and they said that I was late on a payment back in August and that’s when the [...]...
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| How to Lower Your Car Insurance Premium |
| 2007-10-11 15:55:13 |
Driving around in a car really costs more and more these days. Besides the high gasoline and maintenance prices, vehicle insurances also can take a solid bite out of your pocket. Your insurance companies charge well, but thankfully there are some ways in which you can help lower your auto insurance premium.
Your insurance premium is [...]...
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| Subscribe to USAinDebt via Email |
| 2007-10-10 18:46:37 |
I have added the option to subscribe to USAinDebt via email. If you subscribe, you can be receiving all the new headlines from this website into your mailbox! Check the “Subscribe via RSS or Email” block on the right handside of this website.
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| [The Dollar Stretcher] Money-Saving Ideas for Working Parents |
| 2007-10-10 15:42:53 |
Deb at The Dollar Stretcher gives some valuable tips on how working moms can save some money. Where There’s a Will, There’s a Way!
Money-Saving Ideas for Working Moms at The Dollar Stretcher
Tags:
save money |
savings |
work
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| How to Choose a Credit Card |
| 2007-10-10 15:25:52 |
Credit cards can either help you out or ruin your life. This is why choosing the right plastic is an important task which shouldn’t be underestimated. Picking the right one involves understanding of how credit cards work, shopping around and comparing and finally selecting “the winners”.
There are several types of different credit cards out there, [...]...
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