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Statistics |
| Unique Visitors: 11 |
| Total Unique Visitors: 10670 |
| Visitors Out: 1962 |
| Total Visitors Out: 1962 |
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| OFWLAYF.BLOGSPOT.COM no more.. we are now WWW.OFWLAYF.COM |
| 2008-04-30 16:06:00 |
Good day to all my beloved readers.I just want to let you know that I've moved to new location.the free hosted www.ofwlayf.blogspot.com is now officially closed and now I'm blogging at www.ofwlayf.com. I hope I can provide you better service there..Kindly update your feeds >> http://feeds.feedburner.com/OFWAlso please try visiting >> http://www.ofwlayf.com for the latest buzz, and new posts..Thanks for your understanding and for your new support.Have a nice day to all.
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| Weekend Shot: NBK's Free Patchi Chocolates |
| 2008-04-06 23:06:00 |
We went out yesterday to deposit the google cheque I received from this blog. While we are in a que, a generous kabayan approach us and gave these patchi chocolates to my son. You can also find chocolate in banks! :) Let me give you a short description about patchi chocolate I got from their site: Ever since its establishment in 1974, the Patchi brand has been synonymous with superior quality chocolate and exquisite chocolate designs. Only the finest imported raw material is used in the making of a Patchi piece of chocolate. This devotion to quality dictates that Patchi chocolates contain no preservatives, no artificial flavors, no vegetable oil, but only cocoa butter making its name the reference for fine chocolates. I grab one and it taste good, but what I love here is the chocolates'...
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| OFW Advisory: New OEC Policy |
| 2008-04-01 14:15:00 |
I just want to share this important new rule of Overseas Employment Certificates (OEC) effective since March 24. We don't need to wait for a long que in LAC to validate our OEC. We can now present the OEC directly to airline counters, terminal fee counters and the Bureau of Immigration counters for validation. The Philippine Overseas Employment Administration is dropping the validation of documents of OFWs leaving through its labor assistance counters (LAC) at international airports to further streamline processes in the deployment of overseas Filipino workers (OFWs). Starting March 24, 2008, departing OFWs shall present the exit clearance or overseas employment certificate issued by the POEA directly to the airline counters, terminal fee counters, and...
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| The world's largest, rarest and most exotic domestic cat |
| 2008-03-30 14:09:00 |
I come across with a very interesting article in Rianne's blog featuring the most expensive cat breed of the world - Ashera - that will surely astonish cat lovers around the globe. Meet the Ashera Cat, the most expensive pet cat on the market (priced at $28,000). The world's largest, rarest and most exotic domestic cat is as as big as a small dog and ey-catching leopard like spots and tiger stripes. Ashera is a result of cross breeding two wild cats (the African serval and the Asian leopard cat) with one type of domestic cat. It stand more than 1m tall and grow to a maximum weight of 30 lb. Why does the Ashera cost that much? Read the rest of the story here and let us know if it justifies their price. You Know What
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| OFW Statistics and Philippine Embassy Address in Arab Countries |
| 2008-03-26 13:26:00 |
I always forgot the number of the Philippine Embassy here in Kuwait, that every time I need something or I will inquire formal documentation that requires Philippine Embassy I always go online to research the address and the contact number. I think its about time to have a list and then post it here so that when I need it again I will just go here and see it on the list. Here is the list of OFW statistics and Philippine Embassy address in the different Arab Countries. Hope this will be useful to you. (Note: You can bookmark this link, so you can get back here quick :) ) Philippine Embassy in Bahrain No of OFWs: 11,736 ...
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| Servants in the Nest of a Foreigner - OFW Kuwait |
| 2008-03-20 05:58:00 |
Just as Steve Tamayo parlayed his salary as a hotel janitor in Kuwait and became a restaurant owner and an entrepreneur, Zenaida Magno capitalized on her being an OFW and wrote a book on her life. Magno considers a pen her best friend "especially when I am alone" and although she considers her book, entitled "Servants in the Nest of a Foreigner" as fiction, she incorporated her experiences as a domestic worker in Kuwait in it. In an article by Arab Times, Magno said she had always written even when in high school. As housemaid for a Kuwaiti family for 12 years, she said "I used to write whenever I used to feel homesick." A Tagalog version of Magno’s book first came out. The book, entitled "Katulong sa Pugad ng D...
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| Financial Instruments for OFWs |
| 2008-03-15 14:51:00 |
A behavioral study conducted by the BSP to overseas Filipino workers reveals that OFWs are becoming more and more interested toward investments and solid opportunites that can further the hard-earned money abroad. In order to secure the future consumption, OFWs are always ready to invest their hard-earned money in financial intruments. These financial instruments are as follows: Unit Investment Trust Funds (UITFs) are prudently Managed and invested only in diversified and highly marketable assets carefully scrutinized for their good investment quality and earnings potential. Analysts claimed that for an affordable amount, you can enjoy yield benefits normally associated with multi-million investments. UITF...
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| Reserve Petroleum Nederland BV Employment Scam |
| 2008-03-13 15:53:00 |
Again, I would like to take part in reminding our kababayan's to please be extra cautious in dealing with messages sent by unknown individual via any form of communication, i.e internet/e-mail, text, phone, mail. etc.. and check the legality of the existence of entities before entering into any transaction. This OFW alert brought by the employment scam wherein a bogus company - Reserve Petroleum Nederland BV reportedly conducting a swindling operations victimizing overseas Filipino workers. The modus operandi are as follows: Unsuspecting Filipino receive a letter sent by e-mail saying that Reserve Petroleum Nederland BV had obtained and assessed their curriculum vitae and have a...
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| Cute and Talented Dog Video Clip |
| 2008-03-13 14:00:00 |
Edward of HealthandWealthTopic shared this talented dog video clip to me. An interesting display of talent that you can usually see in circus. Very gifted, cute little dog. (Please click the image to view the talented dog video clip)
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| Free Personal Finance Wealth Building Links |
| 2008-03-09 14:59:00 |
With the OFW LIFE blog running with a 387 posts, I think it is heightime for me pick old posts that deserved some diggings. A neat way to promote old articles and at the same time provide you, my readers, some worthy readings about wealth building, free personal finance a some investment advise. Ready? Here it is: Free Personal Finance and Wealth Building ebooks or Pamphlets Collection of 30 free downloadable ebooks about personal finance, consumer awareness, credit and credi cards, saving and investing, mortgages, retirement planning, estate planning and insurance, and some bonus e-books. Pay Debt or Save Money? Which Comes First? Salve of MoneySmarts talk about which should...
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| Who is Jun Lozada? |
| 2008-03-06 15:19:00 |
Whenever I watch the tv patrol to know the latest news in Philippines, Jun Lozada is always in there. This led me in searching who Jun Lozada is, let us see if internet could give us additional information about Jun Lozada. After around 30 mins of googling, here is what I found. Jun Lozada, the most controversial, one of the most popular personality in Philippines nowday, the star witness - whistleblower of the anomalous ZTE-NBN Project.photo credit: gabadoyRodolfo Noel I. Lozada, Jr., 45, CEO of the Philippine Forest Corporation, is an electronics and communications engineer and former chief executive officer of the Philippine Forest Corporation who served as a technical consultant to former Socioeconomic Planning Secretary Romulo Neri on the national broadband project. A graduate of ...
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| What is Teamwork? |
| 2008-03-03 03:12:00 |
This is the definition of TEAMWORK - :)and the most used term "Job Responsibility" in actual working condition... :)
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| Php 1,023.45 - new OWWA Contribution per Employment Contract |
| 2008-02-29 08:22:00 |
In pursuant to OWWA Resolution No. 38 dated December 17,2 007, series of 2007, the new OWWA Contribution per Employment Contract is now pegged at Php 1,023.45 for February 2008. Credit memoranda extending the OWWA membership for a period of three (3) months beyond the two-year maximum entitlement to OWWA program and services will applied to the OFWs who paid the OWWA membership contribution for the period of January1 - December 18, 2007, that is, using the old exhange rate imposed by OWWA. You Know What to do Next: Subscribe our feed and be updated on the latest articles, tips & job posts. Something to say? let's discuss it further by Leaving A Comment to this post.
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| Shift attention to Personal Finance |
| 2008-02-28 00:37:00 |
These past days I've been reading blogs and articles about personal finance, it interest me very much that lead me to decide whether its time to change the topic of this blog to a much interesting and informative niche of personal finance and investment. If I will dedicate this site to post investment stories and finance articles that I discover online, would it benefitl our readers? If I start sharing free entrepreneurship ideas and investment words from Pinoy investor and financial advisor could this help ordninary OFWs? To get out of debt.. To take care of financial future.. To invest responsibly and wisely..To plan for your retirement.. these are not easy objectives but I'm sure most of the OFWs have written these things in their long list of ...
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| 6 Steps to Financial Independence |
| 2008-02-23 13:52:00 |
In the game of the rat race, the goal is to become financially free. For the past weeks, I've been browsing online articles from financial planners hoping to find some tips how to attain financial independence. Interestingly, I come accross the blog of Charles Amoroso, a Filipino Financial Planner talking about the 6 Steps to Financial Independence. I summarize it below based on my own understanding: 1. The Discipline to Increase Cash Flow There are two ways to increase cash flow. First, is by increasing your income through sidelines or business. Second, is by reducing your expenses. Evaluate your needs and wants. Prioritize you needs and reassess your wants. 2.&#...
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| How I regain my PR in one week |
| 2008-02-23 12:53:00 |
Are you one among the thousand and one posties whose blog's page rank was penalized by the big Google? Do you want to regain you PR? If you do, then this post might be useful to you. With a little research and tweaking you may have your lovely Page Rank to as early as one week. Yes! one week. But take note,getting your PR in just one week is not guaranteed because it actually depends how google will deal with your PR slapped site. If google retain your PR in such a short time thank you very much!, however, google may reinstate it after 2 weeks, 3 weeks, or maybe months - who knows. The most important is you regain your PR no matter how early or how long it is. So here they are. One week after I completed the steps below, Google gave back my PR. Read the M...
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| DEC 2007 NLE Board Passers |
| 2008-02-21 07:21:00 |
The Professional Regulation Commission (PRC) announces that 28,924 out of 67,728 passed the Nurse (First Timers, Repeaters, Removals and Voluntary Retakers of all subjects) Licensure Examination given by the Board of Nursing in the cities of Manila, Baguio, Cagayan de Oro, Cebu, Davao, Iloilo, Legazpi, Lucena, Tacloban, Tuguegarao and Zamboanga last December 2007. Ten (10) out of the 14 Retakers as per C.A. Decision passed and 729 out of the 1,132 Special Certification Retakers for C.G.F.N.S. passed the examination. To see the successful Examinees for the NLE December 2007 please follow this link. The Top 10 list is here. Congratulations to our new nurses..
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| POEA suspends direct hiring memo for OFWs |
| 2008-02-18 03:55:00 |
Good to know that our voice had reached the concern officials that suspend the controversial MC-04 POEA memo. Personally, this is the best move if the gov't are really concern on the welfare and safety of us - OFWs and would-be OFWs. Don't know yet the MC-04? I advise you to read the previous post about this here. I'm still praying that POEA will totally scrap the said memo. In view of mounting protests and calls for its scrapping, the Philippine Overseas Employment Administration backtracked on Thursday and suspended the guidelines on direct hiring of Filipino workers by foreign employers. The POEA issued Memorandum Circular No. 1, series of 2008, to put on hold Memorandum Circular No. 4, series of 2007, which prov...
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| The Joys and Pains of Working Abroad |
| 2008-02-08 11:29:00 |
While checking online update about OFWs, I stumbled a lovely and touching article below written by Bethsaida. A typical setting where the head of the family chose to work away from his love ones for the better future of family. The joys and pains of working abroad. It was a rainy Thursday afternoon. My husband and I were deeply contemplating whether he would accept the offer to work in Saudi again or not. Just thinking about it made me shiver. I was very much against the idea of him working in Saudi again. Jerry's first trip to Saudi (he was there for two years) was not 'a bed of roses.' We've gone through a lot as husband and wife. And I say, a lot. But then, I understand Jerry's stand on the matter. He wanted to secure our future...
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| Google Gave Back My PR |
| 2008-02-07 11:40:00 |
I am happy to see the PR bar on my toolbar shaded once again with green color whenever I visit this blog. To those who are not familiar with the term "PR", Page Rank (PR) is Google's patented algorithm to determine the importance of a Webpage, taking into account factors such as the content of the page, the number of inbound links and the build quality of the page. Site is then assigned a number ranging from 0-10, PR10 as the highest PR scrore according to the PR algorithm set by Google. If you have installed google toolbar where PR is enabledyou might observe a bar there shaded in green, that is the PR. There are also other sites that offer a site PR checker that looks like this . If you want to know more about the PR you may t...
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| Migrating to New Zealand |
| 2008-02-06 13:34:00 |
Are you thinking of migrating to New Zealand? If your answer is yes then I believe the frequently asked questions below might be of use to you. From the www.immigration.govt.nz via ofwguide.com. Do I need a job offer to be granted a work permit/visa? An employment offer is often required to be eligible for the work permit categories in New Zealand unless an applicant is able to meet the requirements for the country’s 'open' work permit categories like the Family stream and Humanitarian stream. A foreigner may apply to be self-employed in New Zealand but a Long Term Business Visa, is needed rather than a work permit. What are the procedures to be a New Zealand resident? To be a New Zealand resident, applicants must meet ...
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| Babalik Ka Rin Video & Lyrics |
| 2008-02-04 12:42:00 |
Nine months ago I've featured here a video Bagong Bayani by Gary Valenciano. As I revisit my old post, I felt a sudden interest in posting another famous song for overseas filipino workers. There is this song that keeps playing in my mind just before I depart Philippines to work here in Kuwait more than a year ago. The song is "Babalik Ka Rin" performed by Gary Valenciano written by Louie Ocampo. Please view Babalik Ka Rin Video and Lyrics below. Babalik Ka Rin - Gary Valenciano Saan ka man naroroon ngayon, Saudi, Japan o HongKong Babalik ka rin, babalik ka rin, babalik ka rin. Ano mang layo ang narating, Singapore, Australia Europe o Amerika, babalik at babalik ka rin. Refrain: Kaytag...
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| Things you must know about the POEA guideline on direct hiring |
| 2008-02-01 07:26:00 |
The Guideline of the Direct Hiring for Filipino Wokers known as POEA MC 04 was released last December 2007. It took effect on January 15, 2008 affecting all foreign employers wishing to directly hire Filipino workers. The guideline requires foreign employers to post a Performance Bond equivalent to 3 months salary of the OFW and a US$5,000 Repatriation Bond. The Arroyo administration said that the memorandum goal is to promote security and insurance for the welfare of the OFW. Group of Migrant Workers on the other hand interpret this guideline in a different yet interesting way. Here are the points to think about with regards to the MC 04: It will result to loss of jobs and employment opportunities It puts Filipino workers under the ...
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| Here is your Civil ID card-Pick it up |
| 2008-01-27 12:02:00 |
Remember my post three days back. The one which is about renewing the civil identification card wherein I utilize the smooth Smart System for ID Renewal. I checked the ID readiness status last night and I was a bit surprised to find out that new ID cards are now ready for pick-up. I have now completed all the process required to extend the residency of Melai and Lestat. I have renewed their dependent visa for one year only. By the way, getting the renewed civil ID is very easy. As seen on the image capture, after I entered the civil number the site tells me if the id is ready. It also includes location where the ID will be picked up and on which machine number the ID was stored. To sum it up, here is the list of steps: Go to the PACI office as mentioned on the readiness
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| Paypal fund widthdrawal to Philippine Bank Accounts-Bank Code? |
| 2008-01-26 15:01:00 |
I think the week-ender post by PMT on the newly implemented paypal widthdrawal service is really a breaking news specially for Filipino bloggers and webtrepreneurs. Registered Paypal users from Philippines are now allowed to Widthdraw funds directly to the banks in the Philippines, providing option to use less-hassle way of encashing your paypal fund. I observed some important points to take note when widthdrawing your fund to any Philippine bank account: Widthdrawal cost for 7K and up is FREE. For the cost below 7K, a charge of 50 Pesos will be incurred. The fund availability is 5-7 business days after the request has
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| Licensure Exams for OFWs in Saudi |
| 2008-01-25 10:54:00 |
Last month, the PRC under the supervision of Department of Labor and Employment conducted board examinations on different testing locations in State of Saudi Arabia. The goal is to reach out OFWs based in Saudi who are eligible to take the licensure examination so that they could be certified in accordance to Professional Regulatory Commission once they passed the exam. The last time PRC administered a board examination in the Kingdom of Saudi Arabia is on 2004 and there were only two exams available during that time: Electrical and Mechanical Engineers. With the licensure exam held on December 2007, PRC was able to conduct test for Mechanical Engineering, Professional Mechanical Engineering, Civil Engineering, Master Electrician, Electrical Engineer
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| How I Renew my Dependent's Civil ID |
| 2008-01-24 14:19:00 |
After completing the Kuwait residency stamping process, the next step is civil id card renewal. The civil identity (ID) card also known as "bitaqa-almadaniya" is being handled by the Public Authority for Civil Information (PACI). The card contains the holder's civil number, full name, date of birth, local address, blood group, sponsor's name, type of visa and date of expiry of the card. This card is very important so it must be carried at all times and that it must always be renewed on time. Renewal of Civil ID in Kuwait is much easier now than before. I've done it in a couple of minutes using renewal via internet of the Smart System for ID-Card Renewal, an e-government project that promotes smooth and paperless Civil I...
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| My Google Adsense Referral Earning is BACK, Next is my PIN |
| 2008-01-24 12:33:00 |
I believe that Google Adsense team release the Adsense Referral Update just for me :) As if I am the sole person who sent e-mail enquiry to google adsense team regarding the abrupt disappearance of referral in adsense earning report , when google announced their policy change regarding their referral program, restricting the adsense referral program for publishers other than those living in Japan, Latin America and North America. I was surprised at that moment when I see that my earning in referral was gone and I think its not right. So I fired an e-mail to adsense team and ask them to clarify this issue for me. After some time, the...
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| Pharmacist Board Exam Results January 2008 |
| 2008-01-23 12:29:00 |
The results of the Pharmacist Licensure Examination January 2008 is already available. The Professional Regulation Commission (PRC) announces that 492 out of 949 passed the Pharmacist Licensure Examination given by the Board of Pharmacy in the cities of Manila, Baguio and Cebu this January 2008.Click this link to view the list of board passers for January 2008 Pharmacy Board Exam.
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| Internet Fraud Watch |
| 2008-01-23 11:12:00 |
Internet plays a major role in the lives of the present generation. It serves as an excellent tool for research, training, discovery of new technologies and ideas, gathering feedback and investment. However, the online world doesn't only cater good things, there are also alarming and growing list of fraudulent activities blended with the mentioned benefits earlier. The 10 Internet Scams that i shared you many months back are just to name a few. These are schemes all of us should be aware of whenever we use internet. Since, we are all involve with the online world it is a must to be alert and wise will all our online activities. Here are other internet frauds that we can add to our fraudulent onl...
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| Dec 2007 Nursing Board Exam Result |
| 2008-01-21 14:42:00 |
The PRC result of nursing board exam Dec 2007 might be released on the month of February or March. Those who took the 2007 NLE are surely fighting the agony of waiting as they patiently and excitedly follow updated news and development on the December 1-2, 2007 nursing exam result. You may notice the worried NLE takers on the comments dropped by visitors on the nursing board exam results post regarding the allegedly very low passing percentage. However, I see no reason for you to be worried about it. My advise to you guys is to stay put and wish for all the best. You Know What to do Next: Subscribe our feed and quickly updated when
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| How to Renew Dependent Visa in Kuwait |
| 2008-01-20 13:11:00 |
You could have read various articles pertaining to application for Dependent Visa in Kuwait but I'm sure none of them will provide you the process of renewing the Kuwait dependent visa step by step. What these articles are talking about are the general guidelines so generic that they have failed to mentioned other things or requirements that a person must keep in mind while doing the visa renewal transaction. I'm working here in Kuwait for more than a year now. With this span of time I've experienced different transactions required for expat in terms of documentation formalities of bringing the family member. From application of visit visa, residency, up to application of civil id or iq...
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| When Feedblitz Gone Wild |
| 2008-01-18 06:50:00 |
I'm suppose to be happy in reporting that my feedburner stat is rising but I think the sudden rise is irregular. I maintain this blog during free time after my day job and to be honest the traffic that this blog is receiving is not that high to achieve such a big number of readers (1171). With this, I have a reason to believe that something is really wrong with my feedburner stats. With a little research I found out that the spike is due to the slight feedburner stats reporting caused by feedblitz polls that manifests since Wednesday (January 16). Joe Kottke, Director of Network Operations and a Forum Moderator released a statement regarding the "Feedburner Stats Gone Nuts" in the feedburner forum as quoted below: Folks, this appears to be a reporting issue with FeedBlitz. While the nu
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| Kuwait is Freezing? |
| 2008-01-17 02:17:00 |
Ice Formation from different locations in Kuwait Pictures taken at Wafra, Kuwait around 7:00 am to 9.30am yesterday morning ( January 16, 2008). Last week, I also received snowy images from Northern part of Saudi.. Hmmm.. could this be the effect of global warming??Wait, I have more. The following images are the ice formation discovered by our colleague when they are conducting water proofing at 360 Project.
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| List of Free Web Based Messenger Service |
| 2008-01-16 14:51:00 |
If you are you working in a company that provides internet access to its employee most probably the the intant messaging system like yahoo messenger, skype or msn messenger is blocked in your network. One obvious reason why IT or management is blocking the chat or im services is for their employee to concentrate in their job. I believe that they are in the position to do that and that obstructing the access of online instant messaging system is at the best interest of the company as a whole. With the yahoo messenger installed and running on workstation in office, the tempatation to communicate with your cyberfriends and relatives is really great. As a result, it will eat up the productive time of the ...
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| Civil Engineering Board Passers January 2008 |
| 2008-01-16 10:28:00 |
The result of the controversial Civil Engineering Licensure Examination Retake last January 2008 is now available. 1,342 out of 3,263 passed the retake Civil Engineer Licensure Examination given by the Board of Civil Engineering in the cities of Manila, Baguio, Cagayan de Oro, Cebu, Davao, Iloilo, Legazpi and Tacloban this January 2008. The top performing schools (with 10 or more examinees) in the January 2008 Civil Engineer Licensure Examination are the following: RANK SCHOOL TOTAL NO. OF EXAM. TOTAL NO. OF PASSED PERCENTAGE PASSED 1 University of the Philippines – Los Baños ...
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| Thanks Goodness |
| 2008-01-11 14:31:00 |
Eric Hoffer once said, "The hardest aritmetic to master is that which enables us to count our blessings". Certainly, in my opinion there is no existing mathematical formula that could ever count how many blessings a person had received or will receive. You know, there are many good things happening to us that we tend to overlook. Those are the ones we disregard due to its simplicity or could also be the benefits we received over and over again that we took for granted like the meals on our table, the clothes that we wear, wonderful friends and even the uniqe visitors and returning visitors your blog is receiving. This is the reason why counting the blessings is very hard for most of us. I think it is not necessary to count all our blessings. What...
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| Update: Jan 12 Civil Engineering Exam Retake |
| 2008-01-10 11:26:00 |
Here is the update regarding the submitted petition against January 12 CELE retake. The Court of Appeals 12th Division did not grant a temporary restraining order as requested by a group of examinees against the implementation of PRC's Resolution no. 07-12 nullifying the examination results in the subjects Hydraulics and Geotechnical Engineering and Structural Engineering and Constructions. In other words, the retake of two subjects in the Civil Engineering Licensure Exam (CELE) on January 12 will push through. [Full Story] Goodluck to all the January 12 Civil Engineering Examinees.. Note: I heard that the group will going to submit a motion for re
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| Text Scam targets OFWs |
| 2008-01-10 05:44:00 |
To our fellow OFWs and Kabayans out there, please be warned. Local news of Kuwait Times reported that three Filipinas have turned out to be the latest victims of a text scam which is victimizing the Filipino community in Kuwait with the use of their Philippine-based roaming mobile phone numbers. The modus operandi is that the scammer will send you a text message claiming that you've won a raffle and then once you show interest they will ask you to send money to account name & number that they will provide so they start the process of claiming the prize. The text scam has duped countless Overseas Filipino Workers (OFWs) worldwide. We got a message from the Philippines from a certain Rod J. Davis saying that w...
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| Untold Story about Dinosaurs |
| 2008-01-08 13:59:00 |
History said that Dinosaur extinction was due to the Ice Age, some historian said it is the Rain of Fire.. Well, they are dead wrong.. Here is the untold story why Dinosaurs failed to survive. One of the sign board that could be found somewhere in UAE. The message is clear and catchy..." BUCKLE UP or FACE extinction!!" A funny reminder for motorists and drivers. Take care and Drive Safely. [via Mark] You Know What to do Next: Subscribe our feed and be updated on the latest articles, tips & job posts. Share the Smile :
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