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Statistics |
| Unique Visitors: 0 |
| Total Unique Visitors: 0 |
| Visitors Out: 980 |
| Total Visitors Out: 980 |
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| New Cellular Phone Laws that Go Into Effect July 1, 2008 |
| 2008-07-01 10:03:23 |
You heard us right!!! Starting today, the new Cellular Phone Law goes into effect and you better not be caught with one in your hand as you drive (why would you, you should be consitrating on the road).
You are not even allowed to use your mobile phone if it’s a hands-free device (i.e. wireless/Bluetooth [...]...
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| NBC Nightly News on Real Estate pt 3 |
| 2008-03-29 18:10:35 |
One of the issues that’s rising are Mortgage scams, and I think it was great that Nightly News talked about this issue. One con-artist, RYM Tech, like many mortgage con-artist promise homeowners a way to keep their homes, but in the end, lied, and stole their money.
It’s a good reminder for anyone to remember that [...]...
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| NBC Nightly News on Real Estate pt 2 |
| 2008-03-28 10:39:53 |
I’m a bit surprised as the Monday Show didn’t dedicate more time as it stated in their promos about having ‘in-depth’ coverage on the current Estate">real estate market nationwide. So the past few days, the show has given a segment highlighting different topics that have affected homeowners in some capacity.
The first two nights were about [...]...
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| 0.75 Federal Cut Rate |
| 2008-03-27 13:32:26 |
It’s amazing what’s happened within the last two weeks! A lot is changing and continues to change within the world of real estate, mortgages, and our economy as a whole. If you haven’t been paying attention, the Federal Reserve (more like Bernanke, the Fed’s Chairman, lowered the rate by 0.75%; now, if you did know [...]...
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| NBC Nightly News In-Depth Report on Real Estate Market |
| 2008-03-21 22:00:55 |
This should be interesting as this coming Monday; the Nightly News with Brian Williams will have a special report on the Estate">Real Estate market nationally. It will be ‘extended’ with limited commercial ‘interruptions’ so that they can put in more of the show which, hopefully, can offer extra information that can be useful for any [...]...
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| Free Admission to SF Zoo |
| 2008-03-14 12:51:34 |
If you didn’t know, the city of San Francisco has free passes for residents and visitors to the city at their public destinations like the San Francisco Zoo.
In a time with both head of households working to pay the bills and the children keeping their heads in front of the tube, how often can you [...]...
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| That Perfect Home: Must-Haves and The Wish List |
| 2008-03-13 19:10:47 |
Taking the time to identify and categorize what you’re looking for in a home is an important first step in the home-buying process.
Lists that rank your must-haves, wants and dislikes will help you stay focused on your ultimate goal – finding the perfect house – and help you keep a cool head while touring [...]...
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| Are You as Healthy as the City You Live In? |
| 2008-03-11 16:53:50 |
We all know the Bay Area is among the “Greenest” cities in the world and that people in the San Francisco Bay Area try their best in keeping fit. Well, good news, it’s official, the city of San Francisco has been acknowledged as one of the best cities that residents do “walk” to from home [...]...
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| Delinquent Mortgage |
| 2008-03-11 12:51:26 |
This is when the homeowner (borrower) has failed to make their monthly mortgage payments to the loan holder/lender (borrowee) that has been written in the loan document. If the homeowner can’t make its payments within the time limits that have been stated, the lender, they will start the foreclosure process.
This is something that has been [...]...
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| FREE Electronic Waste Collection and Recycling in SF |
| 2008-03-11 12:31:25 |
Anyone of you have a lot of clutter in your home? Want space back from all the old television sets, computers, or electronic devices that you’ve always said you were going to get rid of, but didn’t know how or where to?
Well, the city of San Francisco “Clean City” program is having another one [...]...
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| Lunar New Year Parade In SF |
| 2008-02-01 09:17:25 |
Â
It’s 2008 and it’s the month of February and if you live in and around San Francisco, you know that this month is the beginning of the Lunar New Year. This will be the year 4706 with the first day on the 4th of February in the Lunar calendar. It will be the year of [...]...
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| Closing Statement |
| 2008-01-29 18:16:44 |
The financial disclosure statement that accounts for all of the funds received and expected at the closing, including deposits for taxes, hazards insurance, and mortgage insurance....
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| Yahoo’s Foreclosure Option |
| 2008-01-26 09:19:34 |
If you’ve been looking into home prices online, you’ve probably have come across using Yahoo’s Real Estate section in their website. Much less, if you’re looking for bargains in the real estate market and if your real estate advisor hasn’t mentioned this to you, but looking into foreclosed, probate, and short sale properties is always [...]...
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| Desperate Homeowners doing anything to save their Homes |
| 2008-01-25 10:43:44 |
Being in the Bay Area, especially in San Francisco, most homeowners have the luxury that the real estate market here is still healthy compared to the rest of the nation. The city hasn’t become less desirable because of the market crash, in fact, it’s made it more so because of the sound investment it is [...]...
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| How Many Mortgage Lenders Have Shut Down? |
| 2008-01-24 10:59:50 |
Believe it or not, my Mortgage Broker told me that nearly 150 U.S. mortgage lenders have shut down last year in 2007. The year before that, there was only about 18 of them compared to the whooping 150 closers.
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This year, there have been seven. So for you potential homebuyers and current homebuyers in the market [...]...
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| And the Biggest Winners in this Housing Market are… |
| 2008-01-23 12:59:39 |
The landlords…of course. With the mortgage crash that happen a few months back and the increase difficulties for new homebuyers in getting pre-approved for a loan, most potential homeowners who may have wanted to get into the buyer’s market found that it they couldn’t become homeowners, they had to stay in the rental market as [...]...
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| Sunset Idea House |
| 2008-01-21 01:17:26 |
For anyone interested in converting their home into a more eco-friendly environment, Sunset Magazine’s current Idea House in San Francisco’s Mission District is one that you MUST check out! It’s been open for the public to view since November and it’s still open until the end of January.
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The Idea Home, located at 2500 274th Street [...]...
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| Homebuyer’s Remorse |
| 2008-01-19 10:27:00 |
Now you’ve done it – the legally binding purchase offer you’ve submitted has been accepted and you’re officially committed to closing on your dream home. What have you done? Did you overpay? Did you overlook some ghastly and expensive structural flaw? Is this really the neighborhood you want to live in for the next several [...]...
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| President Bush’s Mortgage Freeze |
| 2008-01-18 18:04:53 |
President Bush’s Mortgage Freeze
If you haven’t heard, President Bush has put in place a five-year mortgage freeze on rates for homeowners facing sharp increases in their monthly payments as the plan would cover subprime loans taken out between January 1, 2005, through July of 2007 with rates that are due to reset within the next [...]...
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| Tonga Room Restaurant and Lounge |
| 2008-01-18 17:35:50 |
I just went here 2 weeks ago with a friend and it was great. It’s a lounge inside the Fairmont Hotel on top of the hill in Nob Hill and it’s a fun little place. The second you think of a restaurant and lounge, you’d think of men and women drinking and chatting – and [...]...
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| Bank of America Buys Countrywide Mortgage for $4 Billion |
| 2008-01-18 17:06:32 |
Just recently, San Francisco base Bank of America purchased one of the largest mortgage lenders in Countrywide Mortgage for what has been reported for $4 billion dollars – that’s right, that’s $4,000,000,000!
For months, there were rumors swirling that this would happen and when it did, Bank of America (BofA) essentially rescued Countrywide who has [...]...
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| Components of a Mortgage Payment |
| 2008-01-17 18:03:35 |
Your monthly mortgage payment is made up of several components – most commonly referred to as PITI (Principal, Interest, Taxes, and Insurance). If you live in a Townhouse, Condo, or live within areas that carries additional HOA (Homeowner Association) fees, that may also add to your total payment.
What exactly does the PITI do for you [...]...
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| Due-On-Sale Clause |
| 2008-01-17 17:45:42 |
An acceleration clause that requires full payment of a mortgage or deed of trust when the secured property changes ownership....
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| Richmond District v. Starbucks pt. 2 |
| 2008-01-16 14:34:21 |
To update all you readers about the recent plans from Starbucks Coffee to move into the Richmond neighborhood in San Francisco have reached judgment, and it looks like the Richmond neighborhood association has won!
Starbucks original plan was to expand into the Richmond area by leasing out a portion of the new Toyota service center that [...]...
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| Contingency |
| 2008-01-01 14:19:20 |
A condition that must be satisfied before a contract is binding. For instance, a sales agreement may be contingent upon the buyer obtaining financing....
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| Want to Stay Informed with Market Updates? |
| 2008-01-01 14:04:33 |
Sign-up to get the latest market updates from PropertySolutionSF and Prudential California Realty by signing up with our Special Quarterly Market Update Newsletter.
If not, you can always come back here and read up on the market, although, we keep the market updates exclusive for a period of time to our subscribers.
Click HERE to Sign Up...
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| San Francisco’s Affordable Housing Program |
| 2007-12-31 02:14:25 |
The San Francisco Redevelopment Agency has helped create thousands of units of affordable housing for people who live and work in San Francisco.
The program selects specific real estate units in San Francisco, and they make it available for rent or purchase to low-income renters and homeowners, and they’re made affordable households at particular income [...]...
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| Condominium |
| 2007-12-30 21:06:21 |
A form of real estate ownership where the owner receives Title to a particular unit, and has a proportionate interest in certain common areas within that building. The unit itself is generally a separately owned space whose interior surfaces (wall, floors, and ceilings) serve as its boundaries.
With Condos, expect to pay HOA (Homeowner Associations) Dues [...]...
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| FREE Electronic Waste Collection and Recycling at 2 Locations!!! |
| 2007-12-30 19:16:28 |
Anyone of you have a lot of clutter in your home? Want space back from all the old television sets, computers, or electronic devices that you’ve always said you were going to get rid of, but didn’t know how or where to?
Well, the city of San Francisco “Clean City” program is having another one of [...]...
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| Why You Should Hire A Real Estate Advisor: Buyer Benefits |
| 2007-12-15 02:18:42 |
Since purchasing a home is likely the single largest and most complex investment you’ll ever make, it’s wise to utilize the help of a Estate">Real Estate Advisor who can guide you through this monumental step in your life.
A Real Estate Advisor has a fiduciary duty to work as an advocate on your behalf, representing [...]...
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| Keeping Your Finances In Shape |
| 2007-12-03 02:00:13 |
Having ship-shape credit and a healthy debt-to-income ratio is essential if you’re planning to buy a home. Your mortgage lender will scrutinize your credit score, how much debt you have and how you manage that debt, so it’s a good idea to keep it clean and simple and avoid the common pitfalls that can ding [...]...
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| Checklist for Moving |
| 2007-11-28 01:13:49 |
Moving can be a joyous occasion when you move out of your current home and onto your next home. It’s like starting a new chapter in your life. To make things easier for you, we’ve laid out what you need to know and do to get you ready without any worries or stress – much [...]...
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| Below Market Rate (BMR) |
| 2007-11-04 13:27:07 |
Below Market Rate (BMR) are part of most major cities “affordable housing” programs that helps renters become first-time homeowners. For a city like San Francisco, the Mayor’s Office of Housing Program developers to sell a certain percentage of units in new developments at a “below-market-rate” price that is affordable to low to moderate income households. [...]...
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| Home Ownership Pays |
| 2007-11-02 13:26:47 |
For many Americans, the best way to build wealth is to pay down a mortgage. The multipurpose investment essentially is a ‘forced savings account.’ The homeowner lives in the house and pays down the mortgage, over time the property appreciates, and eventually it can be sold and potentially net a tidy profit. In the meanwhile, [...]...
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| Free Electronic Waste Collection and Recycling |
| 2007-10-24 10:24:22 |
Anyone of you have a lot of clutter in your home? Want space back from all the old television sets, computers, or electronic devices that you’ve always said you were going to get rid of, but didn’t know how or where to?
Well, the city of San Francisco “Clean City” program is having another one of [...]...
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| Is It Better To Buy Or Sell First? |
| 2007-09-25 10:21:09 |
Should you buy or sell first? The answer to this question depends on a number of variables specific to your situation. Whether you can afford to buy first and can financially manage two concurrent mortgage payments will most likely answer this question for you.
Real estate market conditions also may factor into your decision. Your [...]...
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