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Broker Banker Blog
Updating you on the latest news in the Real Estate, Mortgage, and Financial Markets. Simply a group of industry professionals giving you the most imporant information in an easy to read format.
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Articles
Dallas named third in U.S. for real estate investing
2007-12-15 19:37:50
HomeVestors of America Inc., a home buyer and proprietor of the "We Buy Ugly Houses" advertising campaign, has named Dallas the third best market in the United States for Estate">real estate investors. "It was an ugly year for residential real......
 
Buying in a Buyers Market
2007-11-28 13:38:38
Buying in a Buyers Market... How to Buy The Home You Really Want. I can hear you now.. "It's a buyers market and I'm a buyer.... what's so difficult"?.... It may surprise you but buying in this market may be......
 
Selling in a Buyer's Market
2007-11-14 10:03:33
Unless you have been living in a cave in Sibera you know that the market has turned from the hottest Sellers real estate market in history to a very slow Buyers market. Aside from the fact that it was time......
 
Appealing Your Property Tax Bill
2007-11-04 17:29:32
With the recent decline in Los Angeles area property values, one of the most commonly-asked questions is, "Why do I have to pay such high property taxes when my home is worth less than the assessed value?" The answer is,......
 
Mortgage Acceleration Software is a Waste of Money: The Truth about the "Australian Mortgage Model"
2007-10-23 01:24:45
Question: Should I buy mortgage acceleration software? I was told that I could save hundreds of thousands of dollars in interest? I was told for only $3500 I could get this software and be debt free in less then 5......
 
Home went down in value? The bank's problem, not mine
2007-10-21 13:00:00
See below for a sample e-mail I receive: Dear Hayden, I bought a home a last year and right now I owe $20,000 more then it is worth. I don't like the feeling of being of having this huge debt......
 
Two-Year treasury bonds rise the most in 6 years = Speculation of lowered interest rates
2007-10-21 02:02:12
Treasury two-year notes rose the most since the Sept. 11 terrorist attacks as credit-market losses increased speculation the Federal Reserve will lower interest rates this month. Futures traded on the Chicago Board of Trade yesterday suggested a 92 percent chance......
 
What Lenders are Looking For
2007-10-20 19:48:04
The lender considers your creditworthiness when deciding whether to extend a loan and how much of an interest rate you will pay. Your creditworthiness comes down to three simple things: your credit history, your income and the loan-to-value ratio. Credit......
 
California Foreclosure Assistance: WE CAN GET YOU OUT OF FORECLOSURE
2007-10-20 03:21:44
Many homeowners are facing a very difficult struggle, their home is at risk of being foreclosed on and it seems like there are no more options. Oftentimes people end up getting foreclosed on and losing all of their hard earned......
 
Tesco: The British are Coming!
2007-10-19 02:55:49
Below is an article I wrote for the Motley Fool on August 3, 2007. Tesco: The British Are Coming! By Holmes Osborne, CFA August 3, 2007 Bangers and mash, anyone? British supermarket behemoth Tesco is making its foray into the......
 
Commercial Financing in Los Angeles
2007-10-19 01:29:25
We have recently started a business relationship with a bank that will allow up to 90% CLTV financing on Commercial Mortgages as well as stated income, stated assets. From a small business looking to expand, to a first time investor......
 
Courts,Bankrupcies and Confusion
2007-10-19 01:22:53
There is a provision that Bankruptcy Courts do not have the authority to change loan terms of first mortgages that are brought into bankruptcy proceedings. To the rescue comes our Congress with a proposed gift that will keep on giving.......
 
Los Angeles Area Foreclosures
2007-10-18 04:08:31
Foreclosures are a hot topic lately, but most of the news shows either national or statewide foreclosure statistics. Since real estate is somewhat local, it's more meaningful to see what's going on in your own back yard. For the Los......
 
Bernananke Talks, Markets Drop!
2007-10-17 06:29:16
U.S. stocks dropped for a second day after Wells Fargo & Co. and KeyCorp reported earnings that fell short of analysts' estimates and Federal Reserve Chairman Ben Bernanke said the housing slump may drag on through next year. Wells Fargo,......
 
Walking Away from a Mortgage: Is it a Good Idea?
2007-10-17 06:07:20
With foreclosures and short sales on the rise, it's clear that many homeowners are opting to walk away from their homes (and mortgages) instead of negotiating work-outs with their lenders. What many of these people are not considering is the......
 
Quick Tips to Improve your Credit
2007-10-17 05:49:41
1. Accuracy = The first step is to make sure that the information on your report is accurate. Often times you will find accounts that do not belong to you on your report, or accounts that are not reporting the......
 
Mortgage Market Update 10/16/2007
2007-10-17 03:27:55
Bond prices are catching a modest bid this morning in reaction to a speech last night by Fed Chairman Ben Bernanke, where he said a recovery from the recent credit crunch could take longer than expected to resolve. Regarding inflation,......
 
 
 
 
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