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| Articles about Investment Property |
| International Investment Property: How To Make Money And Not Mistakes | | 2008-06-25 09:53:57 | | The best important affair to bethink back arcade for all-embracing advance acreage is the chat in the middle: “investment.”
Many investors get agitated away by visions of brilliant beaches and acceptable approach copse and balloon that the accurate purpose of advance in all-embracing acreage is authoritative money and not demography vacations.
Some backdrop can bifold as a anniversary homes and rental property, but the best advance opportunities are in beneath alien locales breadth residential backdrop are undervalued or breadth the bazaar is advancing to access in value.
Knowing whether your antecedence is to own a home abroad, acquire added assets through a rental property, or accomplish a killing on an off-plan advance is the aboriginal footfall against developing a solid advance action for your approaching purchases.
There are about three basic advance types and they are:
Vacation / Retirement Home - You charge to accede specific capacity such as, breadth preferences and w | | By: Finance fantasy | | |
| | finance:Why You Should Finance Investment Property Via Debt. | | 2008-06-03 06:30:00 | | Are you looking to get your feet wet in real estate but don’t know how to begin. If you ask the more creative and experienced of investors, they would suggest that you look for financial institutions that finance investment property. That is, the golden rule of real estate is to use other people’s money to leverage your investments.Seasoned investors advise against investing scads of money on a single real estate asset, even if you have the funds to do it – simply because it is too risky a proposition. Moreover, you forego the benefits of leveraging.[ finance , credit , debt]Nowadays, several reputable lenders offer finance for up to 95% of the purchase price of the property. The most alluring feature of such schemes is that they cut back on your out of pocket costs when acquiring an investment property. Moreover, the finance is typically available in the shape of a single loan, which can be used to invest further in other properties.The benefits of financing can be better unders | | By: FINANCE. | | |
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| Buy Investment Property Now | | 2007-12-21 06:44:00 | | Home prices nationwide are now at their lowest prices in over 25 years. Interest rates are low and expected to go down a little more. If you have ever thought about buying an investment property to add to your portfolio, I have several in mind right now that would generate a healthy monthly cash flow and increase in value over the years. .If you would like to learn more about investing in real estate, I can teach you how to buy them (where you make the money), how to rent them out to reliable tenants and how to generate a monthly cash flow. I can also share tips with you about how to turn your property into a tax advantage. Give me a call today at 770-862-8002 and let's talk..Michael BradfordSouthern Prime Realty | | By: Cherokee County GA Real Estate | | |
| | | The Time is Right for Investment Property Mortgage Refinance | | 2007-09-13 13:12:00 | | If you own investment properties, then you may want to consider refinancing them and get a lower interest rate. This may lower your payments, which can mean more money in your pocket. Even though the housing market may be in a slump right now, it is still a good time to refinance while interest rates are still low. Read on to discover how to get the most from your investment property mortgage refinance.The first thing you should do is to shop around for a good mortgage broker. They are the professionals when it comes to financing matters. A good mortgage broker can hook you up with the right lender to help you get the best loan for your circumstances.A very important point to remember is to do your research before you do anything. Learn everything that you can about the loan refinance process and interest rates. Make sure that you check out the mortgage broker thoroughly before committing to anything. Most are honest, but as with any business, there can be a few unsavory characters out there.If you go into this venture knowledgeable and fully prepared, the process will go a lot smoother and you have less of a chance of being taken advantage of. The goal is to get the best interest rate that you possibly can. Make sure that you are keeping current on the changing interests rates.Another good idea is to buy down. What this means is that, if the current interest rate on your mortgage is 7%, you could pay a few thousand at closing and end up with a 6.5% interest rate. This is sometimes known as paying points. It is a good way to save thousands of dollars over the term of your loan and end up with a lower monthly payment to boot.Never be afraid to walk away from a deal if you can't get the interest rate that you want. If you have studied the market and you know what the current rates are, then you have the ammunition that you need to negotiate a great deal.There is nothing that says you can't use more than one mortgage broker or more than one lending service. Don't b | | By: The Best Mortgage Rates | | |
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| Purchasing Investment Property Using Your 401k | | 2007-07-23 22:50:09 | | Did you know that you can use your IRA to invest in real estate and get a loan? A self directed IRA can buy raw land, commercial property, condo hotels, residential (e.g., rental) property, real estate options, as well as extend loans (e.g., first and second mortgages), secured by real estate with your IRA, to unrelated parties.
As discussed above, your IRA can buy a brand new home or condo that you would simply rent to tenants through leveraging, provided the loan is not guaranteed by the IRA owner (or any other disqualified person) and that the IRA has enough liquidity to support the mortgage and expenses. Generally, most custodians will have limits on the amount of leverage they will permit. Also, as previously mentioned, leveraging can result in income taxes on UDFI that must be paid by the IRA. Generally, these taxes are higher than would be paid on income generated from a property that you buy and finance personally. In addition, the UDFI taxes must be paid from funds from the | | By: New Home Community Blog | | |
| | Update: How to Evaluate an Investment Property | | 2007-03-28 01:22:35 | | Well .... I have submitted my offer for the investment rental property covered in the previous blog posts How to Evaluate an Investment Property I & II. I believe it was a competitive offer and will now wait to see what happens. It still seems like sellers are holding on to the the notion that they can get the astronomical prices of 2005. In my particular situation, I believe the seller may be misguided by following facts:1. In 2005, a similar building in the neighborhood sold in the $600ks.2. In 2006, another building sold in the $800ks.The problem with this is that the previous owners marketed the properties as condo conversion candidates. This was really big in the Washington DC area in 2005 and early 2006. Sellers more or less sold the pipe dream that you could buy a building for $750k, renovate, get the proper permits and licenses, and then resell each unit for $275k each. This may have been true in 2003 and 2004 when building were acquired at reasonable costs. But in 2005 and 2006, once you factored in the high acquisition costs, carrying costs, renovation costs, and the high probability that you will have a very HARD time getting approval for the condo conversion .... you are left with a bad investment. Needless to say the two buildings that sold in the $600k and $800k respectively have not been converted to condos. I especially don't know how the owner of the building bought in the $800k range is keep up with their payments. They must have put a hefty amount down. I acquired a small apt building in DC in 2004 with hopes of a condo conversion. After a month or so of analysis, I decided to sell it because I felt that the condo craze was getting out of hand. Fortunately my timing was good, because I was able to sell it 6 months later for about a $275k profit without doing any work. It was sold to someone that wanted to "condo convert". At the present time, the building has been renovated but I am not aware of any of the units selling. So don't be lured into b | | By: Financial Freedom Through Real Estate | | |
| | How to Evaluate an Investment Property - Part II | | 2007-03-16 15:11:36 | | I have completed my video of the investment property that I visited earlier in the week. Below is a picture of the front of the property:I ran a spreadsheet that took into account an offer of $550,000, a fixed 30 yr mortgage, different types of possible 2nd mortgages, the monthly costs of misc. expenses, heating, insurance, taxes, and water. I then compared that cost to the current rents and the future rents. Here is a link to the excel spreadsheet with a summary of the basic analysis: Rental Property Analysis Spreadsheet. I go into full detail of the rental analysis on my website HouseWealthy.com.Here is a link to a clip of the Real-life Evaluation of an Investment Property. video. The full video analysis is available on my Build Wealth Through Real Estate website. In summary, I plan to make an offer on this property that will be in the mid to upper $500k range. I will let everyone know if my offer is accepted :). Hopefully this video will help with your plans to acquire income-producing investment properties.
| | By: Financial Freedom Through Real Estate | | |
| | Hold each Investment Property as an LLC | | 2007-03-15 13:34:50 | | Many wonder if it is necessary to hold or transfer their investment properties in an LLC. I think it is not only necessary, but you should have a separate LLC for EACH investment property. This is especially true if you have multiple apartment buildings with many units. The whole idea is to protect your personal assets from potential lawsuits from tenants, etc. If you hold all of your investment properties under your name, then that leaves you open for getting sued for your personal assets (bank accounts, principal residences, etc). This can be devastating for most and I have seen a few people get burned this way. I don't even think it is a good idea to have all of your investment properties under one LLC. The problem with this is if someone sues you because of an incident at Apartment Building #1, they can also go after the equity and assets of Apartment Building #5 if they are under the same LLC. You will be personally protected, but you open yourself to potential liability with your whole real estate investment portfolio. Another good option, would be to get personal umbrella insurance. A yearly premium of a couple of hundred dollars can protect your personal assets for millions of dollars. It is relatively cheap and offers great protection. As always consult your tax planner, insurance agents, and lawyer (if you have one) to see if these options can meet your personal needs.
| | By: Financial Freedom Through Real Estate | | |
| | How to Evaluate an Investment Property - Part I | | 2007-03-13 15:49:31 | | I took a look at the 5 - 2 bedroom, 1 bathroom, multiunit in the Washington, D.C. area today. Just to recap, it has a list price of about $650,000. The rent is currently about $950 per unit and the onsite manager pays only $600. That is a grand total of $4400 per month. I will be getting the income and expenses statements for this property and will do a full analysis so I can come up with a offer that will actually give me a decent cashflow (approx. $300 - $800 per month) if possible. It will definitely be less than the list price of $650,000, which is way too high. It is a nice looking building.Here is the front of the building:Here is the back of the building:Here is the garage:Here is the backyard:The garage has the potential for being rented once fixed up. The tenants pay for their gas, and electric. The landlord pays for the heat. This property is close to transportation and has good potential ..... at the right price of course. I will have a summary of my evaluation and analysis around the end of the week. I also videotaped my visit to this property. This narrated video covering my visit of the property, evaluation, analysis, and final offer price will be available on my Building Wealth Through Real Estate Website www.housewealthy.com
| | By: Financial Freedom Through Real Estate | | |
| | Going to see an Investment Property | | 2007-03-09 09:37:32 | | I am going to see two investment properties in the Washington, DC area next week. One is a 4-unit building, with 3 - 2 bedrooms, and 1 - 1 bedroom. Of course it is listed way too high (mid $600,000). The other is a 5-unit building, with 5 - 2 bedroom units and parking for 5. Also priced in the mid $600s, but seems to have more potential. I am going to videotape each visit of these multi-units with my realtor. Then I will basically make a short video documentary of how I pick and evaluate rental properties and arrive at a reasonable offer price, step by step. The offers will be presented and I will let everyone know the outcome of the offers. I anticipate this video will be done by the end of next week sometime. I will use some of the principles covered in my previous Real Wealth Through Rental Properties posting. I will post a clip here on my Financial Freedom Through Real Estate blog site and the whole video will be available on my Wealth Building Through Real Estate website | | By: Financial Freedom Through Real Estate | | |
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